Details

Buying a home is a dream for many, and eFiling Guru is here to make it a reality with our hassle-free Home Loan Services. Whether you are purchasing a new house, constructing one, or renovating an existing property, we offer comprehensive support to secure the best home loan deals tailored to your needs.

Why Opt for a Home Loan?

Home loans make property ownership accessible by providing substantial financial assistance at competitive interest rates. Instead of draining your savings, you can conveniently repay the loan through easy monthly installments (EMIs) while enjoying tax benefits.

Key Benefits of Home Loan

1. High Loan Amount: Get up to 80-90% of the property value as a loan.

2. Flexible Tenure: Choose repayment terms ranging from 5 to 30 years.

3. Tax Benefits: Avail tax deductions on both principal and interest payments.

4. Affordable Interest Rates: Competitive rates with fixed or floating options.

5. Balance Transfer Facility: Transfer your existing loan to get better interest rates.

Eligibility Criteria for Home Loan

• Age: 21 to 60 years (for salaried) and 21 to 65 years (for self-employed).

• Income: Minimum income as per the bank’s policy.

• Credit Score: Preferably 700 and above.

• Employment Status: Salaried or self-employed with a stable income source.

• Property Documents: Clear title and ownership documents.

Our Home Loan Process

1. Eligibility Assessment: Evaluate your financial status and credit score.

2. Documentation Support: Assist with preparing and submitting necessary documents.

3. Loan Application: Submit your application to leading financial institutions.

4. Approval and Disbursement: Facilitate fast approval and fund transfer.

5. Post-Loan Support: Guide you with EMI management and balance transfer options.

eFiling Guru ensures a seamless and stress-free home loan experience. Let us help you get the keys to your dream home with the most favorable loan terms.